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THIS ISSUE
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AGENCIES:
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| Verity Global Financial Solutions LLC |
District 5 |
| Insuring For Tomorrow LLC |
District 3 |
| Prosperity Financial Svcs Inc |
District 1 |
Coram Deo Insurance LLC
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District 6 |
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| ASSOCIATES: |
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Fx Generator
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 We’ve all read news about the start-up, new insurance technology company, Lemonade. Recently there was press that Lemonade processed a claim in around 36 seconds. I think it was a coat left on a subway...but it was a loss and the claim turn-around-time put the industry in all abuzz. At any rate, Lemonade will soon be here in Virginia and it’s a competition about which independent agents should be aware.
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SACRAMENTO, CA , May 18, 2017 - IIABCal (IIAV’s affiliate in California) and industry partners continue to be heavily involved in a fight against a universal single-payer healthcare bill before the California Legislature.
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Taxpayers who need in-person help from an IRS Taxpayer Assistance Center (TAC) need to call to schedule an appointment. All TACs provide service by appointment. They are an essential service the IRS provides when a tax issue cannot be resolved online or by phone.
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Over the past 6 weeks, the Advantage profile has improved dramatically. - NAICS codes have been expanded to six digits - You can choose whether or not you want to work with consumers who don’t have current insurance - Individual producers can be listed with their own email and phone numbers, including the ability to receive referral notifications via text rather than email
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RICHMOND – Virginia Insurance Commissioner Jacqueline K. Cunningham will retire at the end of the year after serving 30 years with the State Corporation Commission’s (Commission) Bureau of Insurance (Bureau). She was appointed by the Commission to serve as Virginia’s 13th commissioner of insurance on January 1, 2011.
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Hurricane season runs from June 1 through November 30 each year. The Bureau encourages Virginians to review their insurance coverage and options now. Once a hurricane develops in the Atlantic, it will be difficult to find an insurance company willing to write related coverage until the storm threat passes.
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Congratulations to Melanie Miller, AINS, CPIW, who passed her CPCU 520 (Insurance Operations)
exam. Melanie has now successfully
completed three parts of the CPCU curriculum, and is eager to continue her
progression to eventually earn the Chartered Property Casualty Underwriters
(CPCU) Designation.
Melanie Miller joined IIAV’s insurance division
(VFSC) in January 2017 and is working as an Insurance Account Manager. Melanie helps service Professional Liability,
Cyber Liability, Commercial Umbrella and Employment Practices Liability
business. She has multi-faceted
experience spanning two decades in this industry. She has served in roles from underwriting
niche insurance products to forms implementation, software configuration and
process improvement. She has been a
licensed Property & Casualty insurance agent for over 16 years.
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VAN WERT, Ohio – The Central Insurance Companies was recently awarded the prestigious Best Practices Award of Excellence from the Independent Insurance Agents and Brokers of America (IIABA or the Big "I"). This is the 10th consecutive year the company has received this award.
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In my capacity as a "technical consultant" for IIAV I get
lots of "cards & letters" from our members seeking information on many
different insurance topics. One topic that I am questioned on frequently is the
65 year old and older exemption to the Virginia insurance continuing education
requirement. Applying for your exemption is simple. Go to www.virginiainsurancece.com and
under the picture of the state capitol on the upper right, click on "Agent
Handbook pdf." Then scroll down to page 15 and you will find the required form
to send to Pearson along with all of the necessary instructions for completion
and mailing (or emailing). Call me if you have questions!
J. L. Hudgins CPCU
Technical Consultant & Lobbyist
Independent Insurance Agents of Virginia
804-747-9300 office;804-929-4138 cell
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 In partnership with Virginia Bankers Association, Virginia Society of CPAs, and Virginia Financial Planners Association! (And they’re all free to attend!)
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 An event you want your young agent to attend. With two dynamic, expert speakers, your agency stands to gain a tremendous amount of insight, energy and strategy for being visible, standing out, and growing dramatically in both size and profit. Save the date and stay tuned for more information! Attention Sponsors: If you are interested in sponsorship of any Young Agent events (or others, please contact Carter Lyons (clyons@iiav.com) for more information!
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"In this world you're either growing or you're dying so get in motion and grow." – Lou Holtz, former American football player, coach, and analyst Let us help you grow – personally, professionally, and the scale of your business. The following classes are coming up soon, so challenge yourself to learn something new or revisit content that it may have been a few years since you thought about. The classes below are just a few – check out our full calendar for more options!
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By Jon Acuff
What’s your fast food guilty pleasure?
Don’t say the Outback or the Olive Garden. Those aren’t
fast food technically. Those are sit down restaurants. Those aren’t guilty
pleasure. I’m talking about the place you go when you’re alone on a business
trip. The place you where you only use the drive thru. The place that serves food
you eat in the car on a road trip.
For me, that’s Taco Bell. I just can’t quit the Bell.
I make terrible food choices there, ordering multiple
items even though I know they’re all constructed from the same seven ingredients
served from a squirt gun strong enough to deliver beans.
McDonald’s doesn’t feel that way. I’ll sit in a
McDonald’s and not worry if anyone sees me. I don’t eat McRibs, because I’m not
crazy, but I never feel shame about an egg McMuffin. Recently though, I saw
something in their parking lot that surprised me.
Find
out how this relates to you and your agency. He makes a fantastic point.
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Click Learn More to view this month's opportunities to #LearnMore.
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We all want to be more productive – and there are 24
hours in the day. No matter who you are,
we’re all equal in the amount of time we have.
The world is moving at an incredibly fast pace, and
there’s no question that we’re all feeling it.
Sometimes we all need to stop.
Breathe. Let your mind take a
break.
Calm does just
that. Try it – visit the website and
you’re instantly transported to tranquility.
(No really – try it.) Skeptical? Study after study shows us that not only does pausing throughout the day allow your brain to
rest, but it improves productivity, focus, and sleep, and decreases anxiety and
negative thinking.
If you have an app you would like
to share, email Carter Lyons, clyons@iiav.com
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Many insurance plans offer
coverage for out-of-network providers. However, be very careful about
using an out-of-network provider as you will likely receive a balance bill from
that provider. A balance bill is the difference between the insurance
carrier’s usual, customary, reasonable "UCR" payment to an in-network provider
and the out-of-network providers full fee. An out-of-network provider
does not have to accept the insurance carrier’s UCR as an in-network providers
does, as full payment. Therefore, the out-of-network provider can bill the
patient for the difference between the insurance carrier’s UCR payment and
their full fee, which depending on the service(s) may be hundreds to thousands
of dollars. It’s important to know the limitations of your provider
network.
Questions? Contact: Monty Dise, President
Asset Protection Group, Inc.
mdise@apgroupinc.om
804-423-7700
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