Big I Virginia E-News
September 2018
Welcome


Agency
:

Crossroads Insurance Agency Harrisonburg, VA
Cabe Insurance Agency Montpelier, VA
Dominion Property Insurance Co. Arlington, VA

 Associates:

Southern Mutual Church Insurance Co. Columbia, SC
Fleetdaddy Inc. Woodstock, IL
Acuity Insurance  Sheboygan, WI
From the Desk of the President & CEO
  

What If? What if the Big I wasn’t there? What if IIAV wasn’t there? Legislation doesn’t just happen. My brother once told me, “No one looks after #1 except yourself…” It’s a lesson that I never forgot. And recent legislative wins show that this lesson is more important than ever.

IIAV Member Resources
The Federal Special Open Enrollment Period (FSOE) form small businesses begins November 15th and runs through December 15th for January 1, 2019 effective dates.  During this special enrollment period employers do not have to meet the standard small group underwriting regulations such as employee minimum participation or employer minimum premium contribution requirements.  Please contact me to learn more about FSOE.
Monty Dise, President 
Asset Protection Group, Inc. 
mdise@apgroupinc.com 
804-423-7700

Managing multiple website passwords is one of the more difficult tasks for agency personnel. While tools like Transformation Station and TransactNOW help with this process, there continue to be many sites that your staff goes to daily where they have to manually enter User ID and password information each time.
 
RoboForm is a tool that can help. I've been using it for a while and don't know how I got along without it! The program installs as part of your web browser (either Internet Explorer or Firefox) and manages login and passwords for you. When you log into a website, RoboForm offers to save the online login information into a Passcard after you click the Login/Submit button. The Passcard is saved into a fully encrypted file that requires a master password to access.
 
Once the login information page is saved, a true one-click login is available by clicking on the website name in the Passcard list. The program automatically navigates to the website's login page, fills the stored login information into the form, and clicks the submit button. You are logged in with one click.

The Security You Need. The Name You Trust.
Berkshire Hathaway GUARD Insurance Companies®
Berkshire Hathaway GUARD Insurance Companies are rated A+ “Superior” by A.M. Best (as of July 26, 2023) and backed by the financial strength of our ultimate parent, Berkshire Hathaway, Inc.  In Virginia, we offer a full product suite for your commercial clients that includes a Businessowner’s Policy (with typical limits up to $20 million; $50 million for select classes), Commercial Auto, Commercial Umbrella, Professional Liability, and Workers’ Compensation.  “Pay-as-you-go” billing options are also featured. 
Learn More
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State & National News
  

Although hurricane activity in the Atlantic has been relatively quiet so far for 2018, with only five named storms to-date, the Virginia State Corporation Commission’s (SCC) Bureau of Insurance (Bureau) reminds Virginians not to let their guard down. With more than three months left in the Atlantic hurricane season, the Bureau encourages Virginians to act now to protect their property from loss.

  

Food experts don’t recommend it for your ground chuck or pork shoulder, but starting September 21, 2018, there’s something consumers can safely freeze, unfreeze and then freeze again.

It’s their credit file.

Thanks to a new federal law — the Economic Growth, Regulatory Relief, and Consumer Protection Act — consumers will be able to contact each of the three major credit reporting agencies and direct them to place a free freeze on the consumer’s credit file. By restricting access, a credit freeze makes it harder for identity thieves to open new accounts in consumers’ names.

  

Governor Ralph Northam has signed an Executive Order establishing an interagency task force on worker misclassification and payroll fraud. The misclassification of employees as “independent contractors” undermines businesses that follow the law, deprives the Commonwealth of millions of dollars in tax revenues, and prevents workers from receiving legal protections and benefits.

Atlantic Specialty Lines, Inc.
AmTrust North America
IIAV News

Exciting news! IIAV has officially endorsed the industry-leading cyber insurance “specialist” market, Evolve MGA. As a result, IIAV members now have updated membership benefits.

IIAV member agencies now have access to one of the leading cyber insurance “specialist” markets, Evolve MGA.  With member exclusive rates and a 1-page application to bind, don’t delay in protecting your agency against a cyber-attack.

RLI has partnered with Munich RE to provide affordable, inland flood insurance to cover the most common flood exposures. We offer Inland Flood Coverage as an endorsement to our Home Business Insurance policies. Designed specifically for home-based business owners in lower flood risk areas, this coverage is affordable and insures the most common flood exposures.

Q: We want to maintain a safe workplace, free from discrimination and harassment, and free from violence. Do you have any recommendations on where to get that training?

Upcoming Events

2018 Young Agents' Conference – Register Now!

When we say that we've got an amazing event in store, it's not an exaggeration. Join us in Staunton, Va., October 10-12, 2018, for an incredible experience.

If you're hoping to set yourself and your agency apart, if you want to know more about how to leave your competition in the dust, and if you're seeking a group of like-minded, high-energy people who are passionate about what they do, then you need to be a part of this event.

Our sessions are packed with takeaways you can put to work immediately and our speakers are the best of the best.

 

It's not too early to start planning for next year's convention! We are back at the Hilton Virginia Beach Oceanfront, June 23-25, 2019. Mark you calendars now, planning has begun and this event won't disappoint!

Agency Systems
Penn National Insurance
Education

Notebooks are being purchased, new shoes are being tested, and teachers are preparing for students to walk through the doors today. But, we want to remind you of another education milepost coming up: the end of the biennium.

Have you gotten all of your continuing education credits for 2017-2018? Are you one of the 2,373 agents in Virginia who has NOT completed his/her CE?

Due to high member interest in implementation of the Tax Cuts & Jobs Act, the Big “I” will host two free webinars to provide Big “I” members with information on how the new law and regulations are expected to impact their businesses. To accommodate potential scheduling conflicts, we have decided to host the same webinar live on two different dates: September 13 and October 3.

The Big "I" Virtual University's September Lightning Learning series features three 20-minute sessions dedicated to the OCP, MCS-90 and liquor liability.

The next Big “I" Swiss Re Corporate Solutions quarterly webinar, Agency Risk Management Essentials: Digital Dangers in your Marketing Presence, is scheduled for Oct. 3 at 2 p.m. ET.

Our panelists will explain how they can use their website and social media presence to their advantage, while also revealing some errors & omissions dangers along the way.