Big I Virginia E-News
November 2025
IIAV News

In this motivational, fast-paced session, you’ll discover the strategies top producers and growth-minded leaders are already putting into play. 

REGISTER NOW

Who should attend?

  • Producers ready to exceed sales quotas
  • Sales managers driving team performance
  • Professionals involved in cross-selling opportunities
  • Leaders (CSO, CRO, agency management) responsible for growth 

What you’ll walk away with: 

  • A clear playbook for how to win in 2026
  • The mindset and motivation to put it into action 
  • Practical ways to set your team up for sustainable success 

This program brings industry leadership, regulators, and critical topics to the professional members of IIAV.

Cost:

  • IIAV Members: $100
  • Non-IIAV Members: $150
The Virginia Bureau of Insurance has released a new Administrative Letter related to risk mitigation products and services being offered to customers and how this relates to the
rebate statute. IIAV has been working with the BOI on this issue which at one point was considered as a legislative proposal. Following input from the industry, the BOI decided to release the Administrative Letter. 
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Berkshire Hathaway GUARD Insurance Companies®
Berkshire Hathaway GUARD Insurance Companies is backed by the financial strength of our ultimate parent, Berkshire Hathaway, Inc.  In Virginia, we offer a full product suite for your commercial clients that includes a Businessowner’s Policy, Commercial Auto, Commercial Umbrella, and Workers’ Compensation.  “Pay-as-you-go” billing options are also featured. 
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Find resources to participate in Trusted Choice "Choose Local" campaign

This Small Business Saturday (Nov. 29), Trusted Choice is teaming up with independent insurance agencies and other partners to help spread the word and show our thanks and continued support for not only small businesses, but the agents who insure and support them. Use these free resources (FREE "choose local badge" window cling and customizable print, digital, video and social ads) at the Big “I” and Trusted Choice to spread the word on your agency’s channels and promote the Choose Local campaign. To guarantee delivery in time, please submit requests as early as possible. Agents are also encouraged to use this campaign year-round.
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Paid time off is a common benefit offered by many companies to their employees as part of their total compensation package. While federal law does not require any such paid time off, many states have regulations that require employers to offer employees paid time off and/or paid leaves of absence in some form. 
 
We know it can be challenging to track what is required, so we have compiled state sick and family/medical leave below. We are also including highlights of recent or upcoming changes within those categories to help you make necessary adjustments. 
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Today’s insurance landscape is facing a “talent desert,” and agencies that want to thrive are shifting their focus from chasing revenue to acquiring growth-minded professionals. These sellers, often younger, ambitious, and hungry for scale, are the oasis in this dry terrain. When you find one, the impact can be transformative. A well-aligned talent acquisition doesn’t just add value; it can launch your agency into a new growth orbit.

This 3-part case study dives deep into the financial realities of three growth strategies over a 10-year horizon:

  1. A revenue acquisition
  2. A Talent Acquisition
  3. Growing Organically

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The New Competitive Edge: Attracting and Developing the Next Generation

In today’s competitive insurance landscape, staffing transcends routine hiring; it’s a strategic imperative. IA Valuations’ 2025 Q3 data shows that agencies with a higher proportion of younger producers significantly outperform their peers. Agencies with 41% of producers under age 35 (among those over $5M in revenue) report 21.1% revenue growth versus just 5.6% in agencies dominated by seasoned talent. The message is clear: youth and innovation fuel performance and agency value.
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IIAV Member Resources

ABEN provides On-Demand Classes!

From the Playground to the Boardroom: Foundations of Empowering Trust and Ethical Leadership

1 Ethics | Access for 90 days Member Price:  $28 / $21.00 with Member Discount  (Use code Fall2025) Non-Member Price: $40 

Planning for Success: Strategies for Insurance Agency Growth in Today's Market

3 CE | Access for 90 days Member Price: $84 / $63.00 with Member Discount (Use code Fall2025) Non-Member Price: $120

Commercial Property Claims, Coverages, and Consequences

3 CE | Access for 90 days Member Price: $84 / $63.00 with Member Discount (Use code Fall2025) Non-Member Price: $120

For additional course options, use the IIAV Education Calendar or visit the ABEN Catalog!

E&O Risk Management: Power of Prevention: Agency Risk Management Essentials of Management

IIAV Webinar | Dec 3 | 9:00 am - 12:00 noon | #229098 | 3 OGI | Register Now

Member Price:  $84 | Non-Member Price: $120

Make 2026 Your Breakout Year - Turn Proven Strategies into Winning Moves

IIAV Webinar | Dec 10 | 12:00 pm - 1:30 pm | Register Now

Member Price:  $100 | Non-Member Price: $150

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IIAV News

Question: We allow employees to decorate their workstations, cubicles, and desks with personal items to help them feel more comfortable at work. However, a couple of people take it to extremes, especially during the holidays. They bring in scented candles, which irritate a co-worker with allergies, and have so many knick-knacks across their work surface that they don't have room to work. Is there anything we can do to get this under control without completely prohibiting personal decorations? 

Answer: This sounds like a classic situation: there are always one or two employees who need to push the limits of any perk or flex. As with most of those, you can set limits for personal decorations.

Consider limiting the number of items a person can have in their workspace. You can also limit the size and type to whatever you think would allow them to express their personality while also giving them the room to work without being distracting to others. For example, allow one or two small pictures and/or any diplomas. If they want to decorate for the holidays, allow one or two small pieces of decor. When they want to bring something new in, they need to remove something else.

You should strictly prohibit any discriminatory items, harassment, or sexual harassment (no more swimsuit or fireman calendars), as well as anything that would create a health or safety risk for any or all employees. You can also prohibit other items that impact the environment, such as those with scents, that make noise, that have flashing lights, or that are just distracting.

You shouldn't blame another coworker's needs for your decision (i.e., "You can't bring in anything scented because of Susie's allergies) but instead make it a general statement about making the workplace more comfortable for all.

If employees still cannot control their workspace, you can start disciplinary action or institute a strict prohibition on everything.

Local Presence. Regional Strength.
Penn National Insurance®
Penn National Insurance is small enough to provide personal, caring interactions, but large enough to serve you and your policyholders with the same sophistication and product offering of the largest carriers. We back our promise to help people feel secure and make life better when bad things happen with our strong financial position, and we remain committed to distributing our products and services through independent agencies.
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