NAPFA ADVISOR
January 14, 2026
 
LLIS
 
INSIDE THIS ISSUE
LETTER FROM NAPFA
  
Welcome the New Year
This issue features themes reflecting the opportunities being shaped through the work of Fee-Only advisors across our community. We also spotlight the lineup of 2026 conferences and programs—designed with you in mind.
UPCOMING EVENT
  
NAPFA’s 2026 Large Firm Forum—Join Us in Puerto Rico
This annual event, from February 2–4 in 2026, will include a general session, panel sessions, and roundtable discussions—and many opportunities for networking with old and new acquaintances.
VOLUNTEER SPOTLIGHT
  
Danielle Miura, CFP®, MSFP, EA
Discover how this solo practitioner has found a sense of belonging as an active NAPFA member—finding the network, collaboration, and willingness to share knowledge invaluable.
MEET YOUR INSURANCE NEEDS HERE!
Ryan Insurance Strategy Consultants®
Now powered by Gallagher Affinity, Ryan Insurance Strategy Consultants assist Fee-Only Advisors and their clients with Life, Disability, Errors & Omissions, Cyber Liability and Long-Term Care insurance planning. We also oversee the design, implementation, and administration of Group Insurance Membership Benefits for NAPFA members and their employees.
Learn about your NAPFA benefits.
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GROWING THE PROFESSION
  
Mentoring the Next Generation of Fiduciary Advisors
By Pam Krueger
The fiduciary standard isn’t just a rule—it’s a mindset. You can’t learn it from a textbook. You have to see it, live it, and understand how it plays out in real conversations and real decisions.
HISTORICAL VIEW
  
Why "Fee-Only" Matters
By Knut A. Rostad
The battle over what is good advice has been waged for 85 years. Gain some historical perspective and a reminder that Fee-Only is the best verifiable hallmark of fiduciary planning and advice.
VOLUNTEERING REWARDS
  
The Compounding Returns of Volunteering
By Steve O. Oniya, CFP®, ChFC®, CPWA®, MBA
The benefits of giving back and volunteering include purpose, health, development, achievement compounding, PR and marketing, and karma or reciprocal goodwill. But how do you find the time?
PRACTICE MANAGEMENT
  
The Credit Markets Are Speaking; Advisors Need to Listen
By Charles Urquhart, CFA
Learn why advisors need to be more focused on credit markets, which respond to situations when cash flows tighten, refinancing risk intensifies, and households start to feel the pinch.
National Family Mortgage, LLC
 
Dimensional Fund Advisors
 

FEATURES
COACHES CORNER
  
AI Search Favors Fee-Only Fiduciaries—How to Benefit Now
By Allan Slider
Wonder how to propel your Fee-Only firm to the front of AI chats and answers? Learn why the outputs increasingly favor you and discover three action steps to get started.
COMPLIANCE CORNER
  
Strategic Compliance: From Cost Center to Competitive Advantage
 By Leila Shaver
A growing number of RIAs are discovering that making an investment in strategic compliance can create significant competitive advantages. Learn how firms making this shift are using compliance to build client relationships and create value rather than simply checking regulatory boxes.
PRACTICAL OBSERVATIONS
  
The Case Against Incentive Compensation
By Bob Veres
Consider three particularly dramatic changes the financial advisory profession is experiencing right now. Those who can identify long-term trends and extrapolate them forward will gain a peek at the industry’s future.