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THIS ISSUE
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AGENCIES:
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| Yergey Insurance Services |
District 5 |
| Ensurise LLC |
District 5 |
| C.A.R.R. Insurance Services, Inc. |
District 2 |
| Calibre Insurance Advisors |
District 5 |
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| ASSOCIATES: |
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| Lawyer's Staffing Inc. |
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 It’s only human nature that we all want to make a positive impact on society and we are fortunate to work in an industry that gives us the opportunity to do just that. Our mission and our passion are to protect family and business assets on a daily basis.
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Sadly, a prior tax scam has become prevalent again. Emails purporting to be from business CEOs, etc are being received by HR and Payroll Departments. These emails are asking for detailed employee information that can harm the employees via various identity theft measures. Always verify through a separate call or independent email to confirm that data such as this is required. Please see the attached IRS alert. By taking one extra precautionary step, you could save identities and money. Share with your staff, members, partners, etc.
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The Main Street America Group gave back to local communities in a variety of impactful ways during the just-completed holiday season. This included an honorarium from its NGM Charitable Foundation to nonprofit organizations in its eight office markets, as well as employee-driven food and toy drives which benefited thousands of families and children.
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 We are pleased to announce that Melanie Miller has joined the IIAV’s insurance division (VFSC) working as an Insurance Account Manager. Melanie was hired to replace Marianna Wilson who is now with IIABA as Director of Professional Liability National Accounts.
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The insurEXPO is IIAV's alternative format of its annual convention, previously held in June. This fast-paced, 24 hour expo offers maximized learning and networking while minimizing your time away from the office. This premier expo allows you to find markets for your agency and cultivate new or existing relationships with a wide range of insurance companies and vendors. In addition to "can’t miss" General Sessions,insurEXPO will feature your choice of breakout sessions offering continuing education and valuable information to take back to your agency. This event is beneficial to all agencies – captive or independent. All employees are encouraged to attend including principals, producers and account managers. To register online please follow this link and for more information please go to our website at www.iiav.com
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Who says that the fun ends after the holidays? IIAV’s Young Agents have plenty for you to look forward to and – you don’t have to be a young agent to attend! Really! Anyone is welcome and the young agents want anyone to come.
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Leadership skills aren't stagnant. Different generations moving in and out of the workforce dictate changes to the ways people lead.
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This month, we’re featuring three webinars, all with a unique perspective and that are sure to make you think. Plus, the webinar format offers you additional convenience. You’ll find these courses and many others on our full educational calendar – check them out and register today!
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Quite a lot, actually! In November, the VAIA Board of Directors met for a strategic planning session. Since VAIA began several years ago, it has accomplished a great deal. Due to the efforts of not only the Board of Directors, but also many of you who have volunteered your time, energy, and skills, VAIA has provided pre-licensing education to countless individuals, offered that same education at no charge for veterans and their families, and been visible in the community by educating high school students and career fairs.
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Explore world landmarks, discover
natural wonders and step inside locations such as museums, arenas, restaurants
and small businesses with Google Street View.
Also, create photo spheres to add
your own Street View experiences. Start
with your phone’s camera or add a one–shot spherical camera (like the Ricoh
Theta S) for easy 360º photography.
Then, you can publish to Google Maps to share your photo spheres with
the world.
This app can be downloaded for free on iTunes.
If you have an app you would like
to share email Carter Lyons, clyons@iiav.com
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 High Deductible Health Plans "HDHP’s" are federally qualified health insurance plans that are uniquely able to take advantage of being paired with a Health Savings Account "HSA". HSA contribution limits change annually. In 2017, HSA contribution limits are as follows:
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2016 |
2017 |
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Single |
$3,350 |
$3,400 |
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Family |
$6,750 |
$6,750 |
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Catch up
(age 55+) |
$1,000 |
$1,000 |
The deadline for 2016 contributions is April 18, 2017. Consult your CPA for HSA tax implications
Questions? Contact: Monty Dise, President
Asset Protection Group, Inc.
mdise@apgroupinc.om
804-423-7700
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 It seemed like an ordinary day. Nice weather, good breakfast. But then, your agency door opens suddenly and in walks one or more investigators from the Virginia Bureau of Insurance (VBOI)! Why are the investigators here and what should an agent do?
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