Big I Virginia E-News
October 2023
Welcome

New Associate Members

Agribusiness Risk Underwriters – Winston Salem, NC
Heartland Payroll Solutions – Ashburn, VA
Millers Mutual – Harrisburg, PA

New Agency Members

Fine Creek Insurance – Powhatan, VA
All Coverage Insurance – Midlothian, VA
Appomattox Insurance – Colonial Heights, VA
WL Harrison Insurance Agency – Colonial Heights, VA

IIAV Member Resources
Whether you have one employee or thousands, your company should have an employee handbook containing policies applying to your workforce. Policies establish the general guidelines that serve as the basis for specific procedures and practices, which are best kept separately as they tend to need updating more frequently.
  
October is Cybersecurity Awareness Month, a globally recognized initiative dedicated to promoting cybersecurity education and best practices. While cybersecurity is crucial for all organizations, its significance is particularly pronounced for small to mid-size businesses (SMBs). Let’s explore why cybersecurity matters so much to SMBs.
Contributed by Mark Viglione, Founder of eCompli.net (Seriously Simple Security)
The Security You Need. The Name You Trust.
Berkshire Hathaway GUARD Insurance Companies®
Berkshire Hathaway GUARD Insurance Companies are rated A+ “Superior” by A.M. Best (as of July 26, 2023) and backed by the financial strength of our ultimate parent, Berkshire Hathaway, Inc.  In Virginia, we offer a full product suite for your commercial clients that includes a Businessowner’s Policy (with typical limits up to $20 million; $50 million for select classes), Commercial Auto, Commercial Umbrella, Professional Liability, and Workers’ Compensation.  “Pay-as-you-go” billing options are also featured. 
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State & National News
The autumn season brings shorter days and falling leaves. It also brings an increase in vehicle collisions with deer. An increase in vehicle-deer crashes during the fall is attributed to deer mating and migration that typically takes place this time of year. In fact, next month (November) is the peak month for insurance claims related to vehicle collisions with deer. The State Corporation Commission’s (SCC’s) Bureau of Insurance offers Virginia drivers a reminder to remain alert for deer when driving on roadways.
Virginia Mercury
Virginia lawmakers were warned for years that a bill setting up a health insurance system for realtors conflicts with federal law. Regardless, the General Assembly passed the legislation in 2022 on a near-unanimous vote. Now, in a rare move, the federal government is saying it will penalize any entity in Virginia that uses the authority granted by the legislation because it conflicts with federal law. 
The American Tort Reform Association (ATRA) applauds the House Committee on Oversight and Reform for taking a significant step in addressing lawsuit financing during its September 13 hearing, “Unsuitable Litigation: Oversight of Third-Party Litigation Funding." 
Goodville Mutual
Local Presence. Regional Strength.
Penn National Insurance®
Penn National Insurance is small enough to provide personal, caring interactions, but large enough to serve you and your policyholders with the same sophistication and product offering of the largest carriers. We back our promise to help people feel secure and make life better when bad thing happen with our strong financial position, and we remain committed to distributing our products and services through independent agencies.
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Upcoming Events
Press Releases
National Truck Driver Appreciation Week, celebrated this year from September 10-16, is an annual, nationwide celebration recognizing and honoring the vital contributions of truck drivers to everyone’s daily lives and the economy. Acuity Insurance honored truck drivers during National Truck Driver Appreciation Week with a special message of thanks.
Hilb Group
Iroquois Mid-Atlantic