1. You Don’t Want to Miss the Very Beginning!
2. We Rose!
3. Jury Convicts Florida Man of Arson-for-Profit Scheme
4. 2017 VA Meeting Planner of the Year
5. Safety Net

Agencies:

It was great to see so many young professionals at the IIAV Young Agents Conference last month in Norfolk. The pool of talent from these highly qualified individuals was enough to make you believe that this industry and profession has a great history ahead.

President Trump recently signed an executive order eliminating the cost sharing reduction, “CSR”, subsidies to insurers on behalf of individuals in the health benefit exchanges. Prior to the execution of this executive order, certain individuals, based on income, could qualify for premium subsidies to reduce their health insurance premiums, as well as CSR’s to reduce their deductibles and out of pocket maximums. Now consumers will no longer be eligible for CSR’s, however the premium subsidies remain in place at this point. Due to the changes in the individual marketplace carrier participation in 2018, and this executive order, I believe more individuals will be looking to employers for employer-sponsored health coverage. Please contact me if you have any questions.

Monty Dise, President
Asset Protection Group, Inc.
mdise@apgroupinc.com
804-423-7700

How Much Does Your Agency Value Speed?

Speed is a powerful way to enhance the customer experience. Getting away from the speed of change is hard. You feel it every day. Technology is developing and changing faster than ever. Many people like their smartphones because it allows them to connect to the world’s information. Some feel everything is going way too fast and just want to get off the merry-go-round. The need for your agency to do things fast is real.

Q: With the data breach at Equifax, and the fact that, as employers, we maintain a lot of confidential employee information – such as social security numbers, addresses, age, date of birth and dependent information – what is our obligation to keeping that information safe?

In September, the IIAV Young Agents' hosted a Lunch and Burn titled: Vehicles, Fire, and Fraud – Oh My! During this event the students heard from Scotty Roberts and Scott Sutton. Both of these men were very instrumental with the Bureau of Alcohol, Tobacco, Firearms and Explosives and the U.S. Attorney's Office. The Florida case that has been in the works for many years and finally came to a close.

We all knew it but this just goes to show how great our meeting planner truly is. Tracie Grady has been assisting plan our major events for the past several years and has shown not only great leadership but has helped IIAV take our events to the next level!

Just announced! Scott White – Virginia's Incoming Insurance Commissioner – to address conference.

Save the Date for the 2018 IIAV Celebration of Hero's Conference

June 27-29, 2018
Virginia Beach Oceanfront Hilton

To say that the Young Agents' Conference was a huge success would be an understatement.  We had an amazing couple of days – TONS of great content was offered, solid connections were made, and amid all the professional growth, there was a whole lot of fun.

(Psst, save the date for next year: October 10-12, 2018!)

The Young Agents have teamed up with Virginia Supportive Housing to make a Thanksgiving Dinner for the individuals they serve. Here you will find a grocery list of them items needed.

10 students started their journey to their AIAM designation in March 2017. In this class, they learned important skills like customer service, time management, and E&O tips. They had many instructors over the course of their designation journey, including Charlene Meinhard, Joe Hudgins, Danny Mitchell, Linda Loving, and Ben Winters. IIAV is very proud of these students and their commitment to themselves and to their careers.

Virginia's Agency Classic will be held at the Hermitage Country Club on November 15 from noon until 3:30 p.m. This event will include lunch, a silent auction, The Masters Match (a competition among the best minds in the business) and the reveal of VAIA's newest initiative: Changing the Game. 

Its Your Move. Show your support for the industry and the profession. 

It’s almost that time of year again - the Young Agents will be hosting the Annual Holiday Party again this year at the IIAV office on December 7th in the evening! We do ask that everyone brings an unwrapped toy to be donated to Trevor’s Treasures, a charity that is close to the young agents and IIAV. This event is open to everyone, not just young agents, bring your family and friends!
RSPV Today!

We have some great opportunities for your professional growth coming up this month, and we hope you’ll join us. 

Included is some new and different content, as well as a mixture of class format to fit your schedule and/or learning style.  Check out our full calendar, too, but here are a few classes we want to highlight!

Thanks to a partnership between IIAV and Insurance Journal’s Academy of Insurance, all 200 On Demand and Upcoming Live Academy of Insurance webinars are available to you at 25 percent off. Use discount code IIAV at checkout.

At some point, a customer has probably asked you, “What coverage limits do I need?” In response, you advised a thorough risk analysis and consideration of ultimate payout in the event of a claim, including property value, potential lost income and liability exposure.