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THC-Infused Beverages: Does CGL Liquor Liability Exclusion Apply?
Used with Permission
By William Jones
October 25, 2024
Big “I” Virtual University Faculty
Q: An establishment with the ISO commercial general liability policy CG00 01 0413 sells THC-infused beverages. Is there a liability coverage gap for the sale of these beverages, with or without the addition of liquor liability form CG00 33 0413? Does the definition of “intoxication” apply to only alcohol or more broadly?
Response 1: I’m assuming that the THC-infused beverage does not also include alcohol and that none of the insured’s operations involve making or selling products with alcohol.
The CGL’s liquor liability exclusion would not apply. The policy states:
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