Health Care Corner: Tips by Monty Dise

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Who’s your primary or secondary payor, your group health plan or Medicare? Many people who have reached the age of 65 do not fully enroll in Medicare. This can be very problematic for certain consumers of health care. Generally, when an employer has less than 20 employees, their health insurance carrier pays on a secondary basis and Medicare pays first. If you are 65 and not fully enrolled in Medicare, this can create a large gap in coverage. It is important to know your group’s coordination of Medicare benefits and who pays first. Please contact me with any questions.

Monty Dise, President  Asset Protection Group, Inc.  mdise@apgroupinc.com  804-423-7700