In response to the Cares Act, many homeowners discovered they were placed into unwanted forbearances by Wells Fargo Bank, NA. Two class action lawsuits seek to stop this activity and protect Chapter 13 debtors and consumers outside of bankruptcy. Our panel will discuss the status and goals of these suits and why you should be concerned if your client has been impacted by an unwanted forbearance.

 

Why you should attend: Unrequested mortgage forbearances impact debtors and non-debtors by limiting the ability to request a future needed forbearance, by harming the consumers’ credit ratings and payment history, and by causing debtors to be at risk of plan modification, motions for relief, or possible dismissal or denial of discharge. Our panel of experts will address these suits and explain why you should make sure your client did request a forbearance and what action to take if they did not!

Join our expert panelists who will discuss new issues, cases and methods to address tax debt using the powerful provisions of the Bankruptcy Code. The panel will first address the rules and cases concerning the discharge of taxes in bankruptcy for the new practitioner or the experienced attorney looking for a refresher course. This will teach you how to identify the different taxes are owed and to apply the code and rules to determine if they can be discharged or impacted in the different bankruptcy chapters.