NACBA eNewsletter
August 19, 2025
LegalPro Systems, Inc.
Monthly Member Alert
 
Ninth Circuit Draws the Line: Mobile Home Valuation Limited to the ‘Box,’ Not the Land
Case: 21st Mortgage Corp. v. Hayes
Date: August 11, 2025
 
SIGN IN TO YOUR NACBA MEMBER DASHBOARD TO ACCESS COMPLETE CASELAW UPDATES!
 
False Imprisonment and Bankruptcy: No Escape for the Lost Wallet Claim
Case: Watson v. Bradsher
Date: August 4, 2025

SIGN IN TO YOUR NACBA MEMBER DASHBOARD TO ACCESS COMPLETE CASELAW UPDATES!
NACBA Events
 
Happening All Week! 5 Days. 5 Game-Changing Tools. 1 BIG Giveaway!
Happening all week is NACBA's BK Software Bonanza! These are power-packed days of live demos, insider tips, and innovative tools to transform your bankruptcy practice. The Bankruptcy Software Bonanza brings you direct access to leading tech solutions — all from the comfort of your office.
 
💡 Ask questions. Get answers. Be part of the conversation.
This is your chance to engage live with NACBA leaders and hear directly how ABLI can transform your practice—and your bottom line.
 
👉 Not registered yet? One click gets you access to all 10 software sessions, including this can't-miss bonus. Attend live or watch later—your schedule, your pace. The sessions are recorded, so don't worry if you miss one!
 
Plus — Your Chance to Win! All Bonanza attendees will be entered to WIN a FREE year of NACBA webinars — a $600+ value! Learn from top bankruptcy experts all year long, for free.
 
 
Ending Soon! Savings to Join NACBA + Attend the Dallas Workshop
There’s never been a better time to join NACBA — and attend one of our most exclusive events of the year.
 
Now through Friday, August 29, take advantage of special bundle pricing: Just $1,299 for full registration to NACBA’s Members-Only Workshop and a one-year NACBA membership! And only $999 for your paralegals to join NACBA and attend the Members-Only Workshop!
 
Here’s what you get:
✅ Members-Only Workshop Registration: Gain access to exclusive sessions on bankruptcy litigation, hands-on training, networking with peers, and insights from leading consumer bankruptcy experts.
 
✅ 1-Year NACBA Membership: Stay connected year-round with CLE opportunities, legislative advocacy, peer-to-peer collaboration, and resources tailored for attorneys like you.
 
Join NACBA. Attend the Workshop. Make your next move now to grow your bankruptcy practice. Remember this special pricing disappears Friday, August 29!
 
Naylor Association Solutions
8am!
Featured Webinar
Mastering the Complexities of the Bankruptcy Discharge & Dismissal – 11 U.S.C. 1328, 524, 523, 727, 707
  
Date: Thursday, September 4, 2025
Time: 3:00pm - 4:30pm ET (90 minutes)
 
Speakers: 
Rachel Foley, Folely Law, PC
Jen Lee, Lawyer Success Network
 
Member Price: $35
Non-member Price: $135
 
Description: This panel will dive into the various issues that arise when dealing with a dismissal,
discharge, or conversion. What can you discharge in a chapter 13 that you cannot
discharge in a chapter 7?
 
1. Can you file another bankruptcy even if you’re not eligible for a discharge?
2. What are the “file date to file date” time frames for filing a new case when the
debtor has filed a prior case?
3. What are the elements of the various 523 non-dischargeable debts?
4. What’s the different between a 707 dismissal and a 7272 dismissal or denial
of discharge?
5. What malpractices traps does counsel face when converting a case from
chapter 13 to chapter 7.
     a. Loss of a lienstrip or cramdown
     b. Problems with auto loans that were being crammed down through the
plan
    c. Assets values appreciated during the chapter 13 plan may not be
exempt
    d. Converting a 13 to a 7 when the debtor was not eligible for a discharge
under chapter 7.
    e. Were there assets debtor was trying to protect in the 13 that could
now be liquidated in a 7 if converted.
6. Absolute right to dismiss chapter 13.
7. Risks in dismissing chapter 13 cases
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Latest Bankruptcy News
NACBA Applauds Enactment of NC Law Expanding Bankruptcy Protection for 529 College Savings
Washington, D.C. – The National Association of Consumer Bankruptcy Attorneys (NACBA) commends Governor Josh Stein and the North Carolina General Assembly for the enactment of Session Law 2025-46, a landmark bill that significantly expands the protection of education and disability savings accounts in bankruptcy.
 
Signed into law on July 1, 2025, the legislation exempts funds held in qualified 529 education savings accounts and 529A ABLE accounts from creditor claims and bankruptcy estates when used for permitted purposes. These protections apply regardless of whether the funds are retained in the accounts or withdrawn to pay qualifying expenses. This represents a substantial improvement over the state’s prior exemption structure, which capped protections at $25,000 and left families exposed to potential asset loss during financial distress.
Member Benefit Highlight
Support NCBRC
The National Consumer Bankruptcy Rights Center (NCBRC) is a 501(c)(3) organization dedicated to protecting the integrity of the bankruptcy system and preserving the rights of consumer bankruptcy debtors. Created in 2010, NCBRC was founded by the Board of the National Association of Consumer Bankruptcy Attorneys to provide assistance to consumer debtors and their counsel in cases likely to impact consumer bankruptcy law.
 
NCBRC needs your support to protect the rights of consumer bankruptcy debtors. The most effective way to support NCBRC is with a direct donation.
NEW! NACBA Law School Membership
We’re excited to announce NACBA’s new Law School Membership — designed specifically for law students interested in exploring a career in consumer bankruptcy law.
 
For just $100/year, you’ll receive full access to everything NACBA offers, including:
 
1. NACBA Connect Online Community & Listserv: Post questions, share insights, and get real-time answers from some of the best consumer bankruptcy attorneys in the nation. Whether you’re new to the field or just need a quick answer, this virtual community is an unparalleled resource.

2. One-on-One Mentorship Program: Be matched with an experienced bankruptcy attorney who will guide you through casework, client management, courtroom procedures, and building a successful practice.

3. Monthly Caselaw Updates: Stay informed with curated updates on important rulings that impact your future practice.

4. Exclusive Member Resources & Webinars: Access our library of recorded sessions, toolkits, and materials designed to help you hit the ground running.
 
Why Consumer Bankruptcy?
The barriers to entry are low, and the potential rewards — both professional and financial — are significant. For those seeking work outside big law or institutional law, or for those with entrepreneurial drive, consumer bankruptcy can be an excellent career path.
 
Why NACBA?
Because getting started in a new field is easier when you have real guidance, practical tools, and a national network in your corner. Our mentorship program and community support ensure you launch your career successfully and without costly mistakes.
 
Join Today for Only $100/Year!
 
Unlock full access, connect with mentors, and join a community that’s committed to your success in consumer bankruptcy law.