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This ABA Banking Journal newsletter is a free, twice-monthly supplement to the ABA Banking Journal magazine intended to help you stay on top of industry and policy news.
You can also stay abreast of banking news by visiting aba.com/BankingJournal, home to ABA Daily Newsbytes stories, digital exclusives, the ABA Banking Journal Podcast and more.
Success in AI isn't just about the technology. Success lies in integrating a bank’s culture, AI capabilities and business performance.
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On this episode of the ABA Banking Journal Podcast, ABA's Jeff Huther and Sharon Whitaker rebut a false narrative about how banks are managing commercial real estate credit risk.
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Three in four commercial real estate professionals believe that falling commercial real estate values will lead to increased investment in 2025, according to a new survey by TD Bank.
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While populist lawmakers have long favored price controls, academic research and actual experience leave little doubt about the consequences of these policies: an interest rate cap would fundamentally alter the credit card ecosystem and leave consumers worse off — including the very population this policy claims to benefit.
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Whether your bank has 50 or 500 employees, chances are you are hiring new people in the coming 12 to 18 months and a certain percentage of these new hires will be new college graduates. This raises a range of questions for bank talent managers, including how to develop job descriptions and structures, how to advertise the opportunities, which training to prioritize and what attributes are in most demand.
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A recent poll of U.K. residents found that most were likely to withdraw their money from a bank after being exposed to fake news and social media posts created using artificial intelligence.
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ABA President and CEO Rob Nichols told the Conference for Community Bankers this week that he is optimistic that “the tsunami of regulation we have seen the last few years will continue to recede.”
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Minutes from the most recent Federal Open Market Committee meeting show that its members want to see further progress on lowering inflation before again trimming rates, with some members concerned that White House policies on trade and immigration could complicate inflation forecasts.
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In his first public appearance since appointed to the position, Acting Comptroller of the Currency Rodney Hood told community bankers that regulation needs to be effective “without being excessive.” He also plans to reach out to the Justice Department to ask it to reconsider how it reviews the competitive effects of proposed bank mergers to streamline the merger application process.
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President Trump has issued an executive order that limits the autonomy of so-called independent agencies — including the prudential bank regulators — to issue regulations.
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Citing growing concerns from community bankers about the regulatory burden on their institutions, Federal Reserve Bank of San Francisco President Mary C. Daly said regulators must strive to find a “middle ground” between protecting the public and giving banks free rein to engage in risky behavior.
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The ABA has joined 52 state bankers associations in expressing strong support for a resolution of disapproval introduced by Senate Banking Committee Chairman Tim Scott (R-S.C.) and House Financial Services Committee Chairman French Hill (R-Ark.) that would invalidate the Consumer Financial Protection Bureau’s final rule on overdraft protection.
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