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This ABA Banking Journal newsletter is a free, twice-monthly supplement to the ABA Banking Journal magazine intended to help you stay on top of industry and policy news.
You can also stay abreast of banking news by visiting aba.com/BankingJournal, home to ABA Daily Newsbytes stories, digital exclusives, the ABA Banking Journal Podcast and more.
Given the uncertainty surrounding future Fed interest rate policy and the FOMC holding rates steady at its January 28-29, 2025, meeting, FOMC press conferences and Fed official speeches may provide some insight into the path of policy rates going forward.
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Successfully preparing investors for a record-breaking movement of inherited assets across multiple generations requires advisers to embrace new skills and diverse levels of client interaction.
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For 100 years, the ABA Foundation has been at the heart of advancing bank service and investment in communities — empowering the banking industry to create transformational economic change. As we position ourselves for the next century of impact, here are five imperatives for how we get the next 100 years right.
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Cyber fraud rose by 14% last year, fueled in part by the use of generative artificial intelligence to create deepfakes, according to a new survey of U.S. companies by software developer Trustpair.
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In a world where artificial intelligence is rapidly advancing from a distant dream technology to an accessible tool of working and consumer life, criminals have certainly noticed. On this episode of the ABA Fraudcast, test your discerning skills at identifying who is real and who is AI.
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Banks must have strong risk-management practices in place when using third-party cloud service providers, starting with contract language.
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Marketing is evolving from primarily a communication and support function to directly contributing to revenue growth.
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Banks reported stronger demand for commercial and industrial loans to large and middle-market firms in the fourth quarter of 2024, while demand for C&I loans to small firms remained basically unchanged, according to the Federal Reserve’s latest senior loan officer opinion survey.
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Republicans on the Senate Banking Committee blasted regulators for allegedly pressuring banks to cut off services to certain customers while Democrats said overdraft and other bank fees were driving people away from banking.
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A proposed bill to create an all-in annual percentage rate cap of 10% for credit cards would harm the very people it seeks to protect, the ABA and six banking and credit union associations said today in a joint letter to the bill’s sponsors.
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President Trump has designated Treasury Secretary Scott Bessent as acting director of the Consumer Financial Protection Bureau following the termination of former Director Rohit Chopra last week, the agency announced.
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Citing possible adverse unintentional consequences to Current Expected Credit Losses, or CECL, practices at community banks, the ABA said it opposed changes proposed by the Financial Accounting Standards Board relating to estimating credit losses on non-bank accounts receivable.
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Four senators introduced legislation they said would create a clear regulatory framework for payment stablecoins. Among its provisions, the Guiding and Establishing National Innovation for U.S. Stablecoins Act would establish clear procedures for institutions seeking licenses to issue stablecoins, according to a summary of the bill.
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As the Trump administration searches for cost savings to address federal budget deficits, it is time to reexamine credit union tax subsidies that cost taxpayers billions each year, former FDIC Chairwoman Sheila Bair wrote in an opinion column for the Washington Post.
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