On the latest episode of the ABA Banking Journal Podcast, ABA Government Relations Council Chair Jim Rieniets outlines policy areas where ABA will focus in 2021.

Small businesses are exploring online lending, with 44% saying they looked into the option in the past year and 25% procuring an online loan during that time, according to the latest JPMorgan Chase Business Leaders Outlook survey.

A global pandemic, a struggling economy and a new administration throw wrenches into risk managers' plans for the year ahead.

DXPs provide a proven path to consistent, relevant messaging to consumers that also positively impacts the bottom line.

Between spiking case and hospitalization rates, new mutations of the coronavirus and COVID-19 fatigue, “we’re in a very dark period of time,” says Paul Benda.

While the economy remains under the influence of the COVID-19 pandemic, the nation’s top bank economists expect the U.S. economy in 2021 to see its strongest growth in about 20 years.

The Small Business Administration will open the Paycheck Protection Program portal on Friday, January 15, to lenders with $1 billion or less in assets to begin processing both new and second draw loan applications.

In an American Banker op-ed, ABA President and CEO Rob Nichols and National Community Reinvestment Coalition CEO Jesse Van Tol expressed opposition to moves by the OCC to grant banking charters to fintech firms that would allow them access to the banking system while circumventing many of the rules and regulations that banks are required to adhere to, such as the Community Reinvestment Act regulations.

In response to a request from the Municipal Securities Rulemaking Board seeking industry input on its strategic goals, ABA has submitted a letter providing several recommendations.

The Internal Revenue Service announced that—in a reversal of previous guidance—it will reissue payments for taxpayers who did not initially receive their second-round economic impact payments due to a processing error.

ABA has submitted a comment letter supporting a proposed rule by the federal banking regulators to codify and clarify their 2018 interagency statement on supervisory guidance.

ABA has submitted comments to the Conference of State Bank Supervisors urging that state regulators align prudential standards for nonbank mortgage servicers with those of the federal banking agencies.