In light of the challenges throughout 2020, a high compliance priority will be ensuring that your interactions with your borrowers are above reproach.

The year 2020 was like no other, but 2021 presents its own set of unique challenges for bank marketers.

The Federal Reserve will continue to keep its target range for the federal funds rate at zero to 0.25% as the economy remains well below levels of output seen at the start of the year, even as economic recovery continues, the Federal Open Market Committee said.

A surge of liquidity and prolonged period of low interest rates are creating new questions for balance sheet management.

The FDIC has released a large-scale Community Banking Study that examines community bank performance between year-end 2011 and year-end 2019.

While financial regulators flagged an increase in leveraged lending prior to the outbreak of COVID-19, a new report from the Government Accountability Office  found that as of September, “they had not found that leveraged lending activities had contributed significantly to widespread financial instability.”

A move by the National Credit Union Administration to allow large credit unions to issue subordinated debt for regulatory capital purposes from outside for-profit investors—such as corporate debt markets—while retaining their tax exemption would undermine the statutory principle that credit unions should serve consumers of small means, ABA President and CEO Rob Nichols wrote in an American Banker op-ed.

ABA and several housing industry groups urged the Department of Treasury to ensure that reforms for Fannie Mae and Freddie Mac are locked in before conservatorship ends for the government sponsored enterprises.

Bank-like activity by nonbanks that poses financial stability risks grew by 11.1% to total $57.1 trillion in 2019, according to the Basel, Switzerland-based Financial Stability Board today—a return to the decade-long trend line of growth after a slower rate of increase in 2018.

Small entities expected to be affected by the Consumer Financial Protection Bureau’s Dodd-Frank Section 1071 rulemaking recommended that the CFPB prioritize simple options in rulemaking, with clear written guidance and alignment definitions and reporting with other federal data regimes.