A new survey of 1,500 adults showed that Hispanics appear to be leading the charge toward mobile banking with nearly half of those surveyed using banking apps and bank websites more than a year ago. (Dallas Business Journal)

Many financial services firms are still running mainframe legacy systems that are 30-plus years old — expensive, batch rather than real-time, inflexible and built with an architecture around products while the new mantra in finance is customer centric. (Forbes)

Much has been written about the failure of state and federal prosecutors to pursue criminal cases after the 2008 financial crisis. This is a different story, of a powerful prosecutor relentlessly pursuing a speck of a bank that for 31 years has prudently served an immigrant community in New York City. (New York Times)

The number of Americans filing new applications for unemployment benefits fell more than expected last week and confidence among homebuilders held at a more than 9-and-a-half year high in July, indicating underlying momentum in the economy. (Reuters)

U.S. banks are setting aside more money to cover bad loans to energy companies after oil prices plunged over the last year, raising the possibility that deteriorating loans could start to weigh on their earnings, some analysts say. (Reuters)

The Fed’s warning, articulated in a pair of rules it finalized Monday, is among the central bank’s starkest postcrisis regulatory moves pressing Wall Street banks to reconsider their size and appetite for risk. (Wall Street Journal)

Big U.S. banks have another year before they have to clear a higher minimum capital requirement in the Fed’s annual "stress test" examination, the central bank indicated Friday. (Wall Street Journal)

While partisans may debate whether the changes are good or bad, there is no doubt they've had a sizable impact. Following are the biggest ways the system has changed. (American Banker)

The Treasury Department has begun a study of online marketplace lenders, as the federal government looks to determine whether regulations are keeping up with the rapidly growing industry. (New York Times)

U.S. regulators faulted China Construction Bank Corp. for deficiencies in its program to spot money laundering, the latest U.S. crackdown on foreign-owned firms. (Wall Street Journal)