|
This ABA Banking Journal newsletter is a free, twice-monthly supplement to the ABA Banking Journal magazine intended to help you stay on top of industry and policy news.
You can also stay abreast of banking news by visiting aba.com/BankingJournal, home to ABA Daily Newsbytes stories, digital exclusives, the ABA Banking Journal Podcast and more.
A decade after its release, the current expected credit loss methodology has delivered added costs without corresponding benefits for community banks.
|
Experts advise bank leaders to ensure AI is deployed responsibly, governed transparently and secured carefully.
|
Over the past two decades, Pennsylvania-based F.N.B. Corporation has grown its assets from roughly $5.4 billion to $50 billion, grown its net operating income by a similar ratio and more than doubled its retail footprint. This episode discusses the leadership approach to growing the franchise and how F.N.B. is investing in its employees’ capabilities.
|
The mutual bank holding company structure preserves local identity while addressing shared operational challenges.
|
On this episode of the ABA Banking Journal Podcast — a crossover episode with the ABA Fraudcast — ABA’s Rob Nichols and Paul Benda provide several updates on ABA’s work to reduce the incidence and cost of fraud for bank customers.
|
Each April, Financial Literacy Month offers an opportunity to reflect on how people — especially young people — build confidence, capability and clarity around money.
|
About 68 million people in the U.S. identify as Hispanic. The Hispanic population is forecast to increase to nearly 100 million by 2060, Statista reports. A strategic approach for banks to reach this market is key.
|
ABA Chair Kenneth Kelly appeared on Bloomberg TV to discuss the banking industry’s fight against fraud and the need for a diverse bank sector to support the various facets of the U.S. economy.
|
ABA joined eight other associations in urging the Department of Veterans Affairs to take steps to implement President Trump’s recent executive order on promoting mortgage access credit, including making changes to help veterans and their families keep their homes.
|
The Office of the Comptroller of the Currency is proposing to rescind regulatory language tied to diversity efforts and credit risk retention as part of President Trump’s Department of Government Efficiency initiative.
|
A recent proposal by the Federal Reserve to remove reputation risk from its bank supervision will enhance objectivity and allow the central bank to focus resources on material risks to the financial condition of a firm, ABA said.
|
ABA expressed its support for Federal Communications Commission Chairman Brendan Carr’s decision to schedule a vote on issuing a proposal that would impose stronger “know your customer” requirements on voice service providers that originate calls.
|
The Treasury Department today announced it has begun a review of certified community development financial institutions to identify potential legal violations or violations of CDFI requirements.
|
Federal banking agencies have finalized interagency rulemaking to expand the eligibility criteria for the community bank leverage ratio, adopting changes first proposed last year without further revisions.
|
|
