|
This ABA Banking Journal newsletter is a free, twice-monthly supplement to the ABA Banking Journal magazine intended to help you stay on top of industry and policy news.
You can also stay abreast of banking news by visiting aba.com/BankingJournal, home to ABA Daily Newsbytes stories, digital exclusives, the ABA Banking Journal Podcast and more.
The significant rise in commercial lending by credit unions should concern CU members and policymakers.
|
In recent years, credit union business lending and the number of credit unions that exceed the statutory cap on member business lending have shot up sharply. What risks do these trends pose to safety and soundness and financial stability? On this episode of the ABA Banking Journal Podcast, ABA’s Dan Brown and John Vermillion discuss their recent research on the subject.
|
Digital tools can help tailor financial guidance so confronting consumer debt does not have to feel intimidating.
|
Results from an ABA member survey shed new light on how banks really use liquidity sources and possible reforms.
|
Improving data capability offers marketers a meaningful opportunity to strengthen credibility and demonstrate value within their institutions.
|
By employing trauma-informed principles to current practices, banks can start to knowingly serve survivors without an overhaul of policies.
|
At stake is more than a single fee. It is the continued integrity of a national banking system that supports economic growth, innovation and access to financial services across the country.
|
Sponsor banking, or banking as a service, is a unique opportunity for banks — but it requires strategy, discipline and a laser focus on risk. On this episode of the ABA Banking Journal Podcast, Amanda Swoverland, president of Hatch Bank, discusses her bank’s strategy in BaaS.
|
The Treasury Department today proposed a new rule to establish what factors it will consider when stablecoin issuers request to be subject to state regulation rather than federal regulation, as permitted under the Genius Act.
|
The Office of the Comptroller of the Currency has finalized a rule to rescind the agency’s updated recovery planning guidelines for banks with at least $100 billion in assets.
|
The Federal Trade Commission has sent letters to four payment service providers to warn them from engaging in alleged “debanking” activities.
|
House lawmakers and the Trump administration are planning to bring forward a series of reforms later this year to address banker issues with the Consumer Financial Protection Bureau and rules on small-business lending data collection and open banking, House Financial Services Committee Chairman French Hill said.
|
The Labor Department is proposing to allow 401(k) plan managers to rely on a new rule that provides a safe harbor for investing in a broader range of alternative assets, including cryptocurrencies and private equity.
|
The Financial Crimes Enforcement Network has proposed a new rule to provide financial incentives to people who report tips on Bank Secrecy Act and sanctions violations and other illegal activity.
|
|
