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This ABA Banking Journal newsletter is a free, twice-monthly supplement to the ABA Banking Journal magazine intended to help you stay on top of industry and policy news.
You can also stay abreast of banking news by visiting aba.com/BankingJournal, home to ABA Daily Newsbytes stories, digital exclusives, the ABA Banking Journal Podcast and more.
As we evaluate the role of banks, we must engage more boldly, more deeply and more urgently to help people thrive.
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Live Oak Bank is the nation’s largest Small Business Administration lender and a leading partner in developing technology for community banks. With an uncertain economic and business environment, two top executives from Live Oak Bank joined the ABA Banking Journal Podcast to discuss a wide range of advice for community banks.
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Developing a cyber-aware risk culture means more than just awareness. It is about embedding risk controls and monitoring across every business line and senior executive support.
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Confronting the increasing challenge of spoofed calls to customers from criminals, while protecting lawful bank calls is a top priority for banks. There are some steps banks, their customers, federal agencies and even Congress can take to address this growing problem, as discussed on this episode of the ABA Fraudcast.
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The Fed's October 2025 Senior Loan Officer Opinion Survey highlights that banks saw demand rebound after the collapse in Q2, but smaller banks are still more defensive than large banks.
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AI is no longer a distant promise in banking — it’s reshaping everything from fraud detection to underwriting. With AI adoption surging, risk and compliance professionals face a daunting challenge.
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ABA recently participated in a meeting at the White House with other banking representatives and cryptocurrency leaders to discuss proposed crypto market structure legislation pending in Congress.
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ABA is recommending that the IRS make several changes to its proposed regulations to implement a new tax deduction for certain automobile purchases, saying the revisions would greatly reduce the compliance burden for taxpayers.
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ABA has urged the federal banking agencies to finalize proposed revisions to the Community Bank Leverage Ratio framework, commending the agencies’ effort to recalibrate the CBLR to strengthen its role as a meaningful, optional compliance pathway for community banks while preserving safety and soundness.
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ABA has offered several recommendations in response to a request by banking agencies, on steps to streamline the regulatory reporting burden in filing a Call Report.
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ABA joined with other industry groups in expressing support for two regulatory proposals to clarify that national banks are exempt from state laws regulating real estate escrow accounts.
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In response to a recent Office of the Comptroller of the Currency request, ABA offered several recommendations for steps third-party service providers should take to support financial sector innovation and increase competition and market transparency.
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