As the nation observed Veterans Day this week, it’s a good time to reflect not just on the service of our veterans but to spotlight the ways banks engage veterans, service members and their families throughout the year.

Paul Benda, ABA’s EVP for risk, fraud and cybersecurity, discusses the history of Santander UK’s Break the Spell team with Chris Ainsley and Michelle Pilsworth from Santander UK. The team is specially trained to do just what its name indicates: interrupt scams in real time to defend customers from major financial loss and further harm. 

"Pull up your seat at the table and help us write the next chapter of this great industry," writes 2025-26 ABA Chair Kenneth Kelly, chairman and CEO of First Independence Bank in Detroit.

Anticipated Treasury guidance could broaden the impact of the law, which helped to educate Congress about ag producers’ needs.

There has been a noticeable shift in what banks are expected to monitor under Trump. A regulatory refocus coincides with a focus on drug trafficking, sanctions.

The Erie Canal — one of the biggest milestones of American history — celebrated the bicentennial of its completion this month. Acclaimed economic historian and Banking Journal columnist John Steele Gordon and editor-in-chief Evan Sparks discuss the canal’s development and construction, the involvement of the Savings Bank of New York in financing it, how it transformed New York and the Midwest, and how the canal created future demand for mass transport of goods by other means, helping fuel the republic’s development as a commercial powerhouse.

As the Treasury Department crafts regulations to implement the Genius Act, it should seek to preserve the benefits of payment stablecoins without causing unnecessary risks for customers, credit availability and financial stability, ABA and four associations said in a joint letter.

The Federal Reserve today finalized revisions to its supervisory rating framework for large banks to address the “well managed” status of the institutions.

The Federal Housing Finance Agency is currently reviewing a possible deal with FICO to implement the FICO 10T credit scoring model for mortgages, according to a new post on X by FHFA Director Bill Pulte.

The ABA submitted a list of recommendations for the Federal Housing Finance Agency to include in its proposed strategic plan, including suggestions concerning supervision of Fannie Mae, Freddie Mac and the Federal Home Loan Banks.

Policy uncertainty remains a top risk to U.S. financial stability, with public sentiment about artificial intelligence emerging as another risk, according to the Federal Reserve’s most recent Financial Stability Report.

Passage of a new regulatory framework for stablecoins likely won’t lead to a flood of bank customers pulling their money out of deposit accounts and into the digital currency, Federal Reserve Governor Stephen Miran said.