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This ABA Banking Journal newsletter is a free, twice-monthly supplement to the ABA Banking Journal magazine intended to help you stay on top of industry and policy news.
You can also stay abreast of banking news by visiting aba.com/BankingJournal, home to ABA Daily Newsbytes stories, digital exclusives, the ABA Banking Journal Podcast and more.
Princess Castleberry began her career in risk management in financial services, and the biggest risk she sees today is that “leaders are in a capacity crisis.” Now an instructional design expert and leadership speaker, Castleberry discusses how leaders can understand and manage triggers to enhance their capacity to lead with empathy. Castleberry will also be discussing these and other topics at the ABA Annual Convention next month in Charlotte.
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With a new comptroller at the helm, the Office of the Comptroller of the Currency faces an early and critical test. The OCC must vigorously defend one of the bedrock principles of our national banking system: national banks must operate under a consistent, predictable framework rooted in federal law.
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The April 2025 Federal Reserve Senior Loan Officer Opinion Survey, or SLOOS, signals a clear shift in the first quarter of 2025: Banks are tightening credit standards and facing weaker loan demand for commercial and industrial loans, often an early sign of broader economic slowdowns.
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The rapid evolution of the financial services marketplace means the market for banking as a service is also evolving rapidly. From artificial intelligence to other new technologies to regulatory expectations, how is the partner bank sector shifting? On this episode of the ABA Banking Journal Podcast, Pathward Bank CEO Brett Pharr talks about the Sioux Falls, South Dakota-based partner bank’s strategy.
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Banks and borrowers are wary but ready to capitalize once the economy stabilizes, according to the April 2025 Senior Loan Office Opinion Survey.
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Clarity and simplicity go a long way in demonstrating to a customer or prospect the benefits of each product.
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The House Financial Services Committee has advanced four bills supported by the ABA, covering topics ranging from stress testing to community banks. Committee members met to consider 11 bills. In a letter submitted ahead of the hearing, ABA expressed its support for four of the bills.
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House Financial Services Committee Chairman French Hill (R-Ark.) announced the introduction of legislation to end the Federal Reserve’s dual mandate “and ensure the central bank focuses exclusively on containing inflation.”
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The ABA is urging lawmakers to reauthorize the National Flood Insurance Program for five years and make changes to modernize and improve the program’s stability and affordability, as well as improve compliance requirements for the Flood Disaster Protection Act.
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A proposal to create an independent office at the FDIC to oversee bank appeals of its supervisory decisions would serve “as a crucial backstop for fair and consistent supervision,” the ABA said in a letter to the agency. The association also encouraged the FDIC to take additional steps to improve its appeals process.
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The Office of the Comptroller of the Currency will seek to ease the regulatory and supervisory burden on banks so their management can focus on their institutions’ business challenges, Comptroller Jonathan Gould said recently.
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The Department of Justice and National Economic Council should coordinate with the Office of the Comptroller of the Currency to ensure that it continues to uphold a strong national bank preemption standard, the ABA said recently.
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