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This ABA Banking Journal newsletter is a free, twice-monthly supplement to the ABA Banking Journal magazine intended to help you stay on top of industry and policy news.
You can also stay abreast of banking news by visiting aba.com/BankingJournal, home to ABA Daily Newsbytes stories, digital exclusives, the ABA Banking Journal Podcast and more.
Delays in regulatory decisions are more than bureaucratic issues. They pose real threats to banks, the communities they serve and the broader financial system.
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Quantum computing is an entirely new way of processing information, and it has the power to solve extremely difficult computational problems much more quickly than binary computers. As the technology continues to advance, this episode of the ABA Banking Journal Podcast explores how payments and banking might be affected by the technology.
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Indexing asset thresholds to account for inflation is a no-brainer — but how to index matters. Indexing to a bank’s share of industry assets provides the most value with the least distortion.
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ABA Government Relations Council Chair Ken Clayton’s vision for strong banks and strong hometowns.
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Digital growth is an essential consideration for banks looking to scale in today’s marketplace. Executives must consider the range of solutions to determine whether a fintech partnership is the right step, how to choose the right one and how to find ways to successfully implement these complex technologies.
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The banking industry may look back to 2025 as the year marketing technology went mainstream. The most recent ABA survey of bank marketers revealed three important trends that all point in that direction.
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During a hearing on bank regulation, House Republicans accused regulators of failing to appropriately tailor regulation to bank size and risk while Democrats said the Trump administration has sought to overturn regulatory reforms put in place to prevent a repeat of the 2008 financial crisis.
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The American Bankers Association and 16 groups are urging lawmakers to pass legislation banning the practice of credit reporting firms selling consumer contact information to lenders who then barrage those same consumers with unwanted solicitations.
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The Small Business Administration has reinstated stronger underwriting requirements for 7(a) loans through the issuance of a Standard Operating Procedure document. The 7(a) program is a loan guarantee program designed to encourage lenders to provide loans to small businesses that might not otherwise have access to financing.
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The Trump administration on April 17 sent layoff notices to approximately 1,500 staff at the Consumer Financial Protection Bureau, leaving only 200 personnel at the bureau, Fox Business reported. Most CFPB employees have received notices from Acting Director Russ Vought saying their positions are being eliminated as part of a restructuring “to better reflect the agency’s priorities and mission.” The terminations are effective Friday.
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The Federal Communications Commission voted to advance a proposal to create a new call authentication requirement designed to limit criminal access to the U.S. calling network. The ABA led a group of associations that urged the commission to require voice service providers to implement caller ID authentication solutions on non-IP networks.
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The Federal Reserve and FDIC has rescinded two joint statements issued under the Biden administration on the risk management obligations of financial institutions should they offer crypto-related services. The move was the latest by Trump administration officials to roll back regulatory roadblocks for banks that wish to engage with digital assets.
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