| Past Issues | Subscribe | ABA Bank Compliance magazine | ABA Banking Journal | ||||||||||||||||||||||||
 |
||||||||||||||||||||||||
September 26, 2025 |
||||||||||||||||||||||||
 Features
Recent research reveals banks with greater AI usage offered lower interest rates and experienced fewer instances of default.
The FBI is warning that scammers are spoofing the website of the agency’s Internet Crime Complaint Center, or IC3, to trick consumers into turning over financial information.
We are entering a new era of financial innovation driven by tokenization. Tokenized money market funds, tokenized real estate and tokenization of real-world assets are rapidly gaining attention. And now there is talk about tokenized deposits. But are these two digital assets the same? What are their key differences and similarities? What do they mean for customers and banks?
When the rules of the road that apply to banks do not apply the same way to nonbank service providers.
As Treasury continues to prioritize combating the illegal production and trafficking of fentanyl, public-private partnerships are vital.
The ABA responded to a request for information from the Office of the Comptroller of the Currency regarding potential actions to address payments fraud. According to ABA, "the growing prevalence and sophistication of fraud in today’s financial ecosystem underscore the urgency of this inquiry and the need for coordinated efforts" among the OCC, the Treasury, the Federal Reserve and FDIC.
In four recent comment letters, the ABA urged the Consumer Financial Protection Bureau to maintain robust supervision of nonbanks in the markets for automobile lending, consumer reporting, third-party debt collection and international remittance transfers.
The Financial Crimes Enforcement Network is proposing to push back the effective date of its investor adviser rule by two years, which comes after the agency temporarily exempted investor advisers from complying with the regulation.
The ABA and Bank Policy Institute are urging the FDIC to stay the pending compliance date for its revised signage rules after the agency announced plans to make further changes to the requirements.
The ABA and the National Consumer Law Center sent a joint letter asking the Federal Communications Commission to initiate rulemaking to revisit three provisions in its 2024 order on revocation of consent. ABA has previously said that the provisions, if not revised or rescinded, could effectively require banks to cease sending communications — including fraud alerts — to certain customers.
TrainingSeptember 29 October 1 October 7 October 14 - 16 October 15 October 19 - 21 October 22 October 27 November 7 |
||||||||||||||||||||||||
|
