ABA Risk and Compliance
 
 
 
 
September 12, 2025
Hanwha Vision: Helping Banks Build Trust with Every Transaction
Hanwha Vision America®
The banking industry is facing a new generation of security threats and surveillance challenges, driven by emerging forms of crime, evolving privacy demands, and changing customer habits. Banks and financial institutions are accelerating their surveillance strategies by adopting faster, smarter, and more preemptive technologies, with a focus on AI and specialized analytics, to protect customers, safeguard assets, and defend institutional reputations.
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Features
An unexpected conversation with a criminal changes fast when smart financial education kicks in.
The American Bankers Association Foundation and FBI have released a new infographic aimed at educating the public about the growing threat of deepfake scams. The infographic highlights how AI-generated or manipulated media, including images, video and audio, can be used to impersonate trusted individuals.
360factors, Inc
Orion
Experts answer this question, what "reasonable time" means for notice of special flood hazards, and more.
As lawmakers consider legislation on data privacy, they should amend a 1999 law that established privacy requirements for financial institutions to better reflect the modern financial services ecosystem, the American Bankers Association and four banking and credit union associations said recently.
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The House Homeland Security Committee has advanced legislation to extend an existing law that enables the federal government to share real-time information about cyberthreats with the private sector. The American Bankers Association supports the legislation.
The Office of the Comptroller of the Currency issued two bulletins for financial institutions "to eliminate politicized or unlawful debanking in the federal banking system."
The Financial Crimes Enforcement Network has issued a notice to help financial institutions detect and disrupt a financially motivated type of extortion in which victims are coerced into sending explicit images of themselves.
SAFARI SOP
Protecht Group
In testimony before House lawmakers today, American Bankers Association EVP Hugh Carney outlined four key policy recommendations aimed at making financial regulations "more predictable, transparent and risk-focused while preserving the vibrancy and competitiveness of the American banking system."
The Office of the Comptroller of the Currency announced it has elevated its chartering and licensing function to signal support for the creation of new banks and a new receptiveness to bank mergers and stablecoin issuers.
During a recent congressional hearing, House Republicans said onerous data collection requirements have redirected resources away from the Financial Crimes Enforcement Network’s core mission of fighting financial crimes, with Democrats alleging that the Trump administration has sought to undermine the federal government’s ability to enforce the law.
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TCA Compliance®
 TCA Compliance is a trusted leader in regulatory compliance solutions for financial institutions. Our experienced consultants provide expert reviews, practical insights, and actionable recommendations to help you navigate complex regulations with confidence. From consumer lending to deposit regulations and overdraft protection, we deliver clear, practical solutions to protect your institution and maintain customer trust. With TCA, you gain A Better Way to achieve compliance excellence.
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Training

September 16
Webinar: ATM Security Trends & Mitigation Strategies – NCR Atleos

September 17
Webinar: ATM Security Trends & Mitigation Strategies – Hyosung

September 23
Webinar: Rethinking Flood Zones: Risk, Resilience & Lending

September 24
Webinar: BSA/AML and Fraud Models: Building a Defensible Validation Process

October 1
Webinar: Reducing Risk: Synthetic Risk Transfers

October 14 - 16
Conference: Financial Crimes Enforcement Conference
Crystal Gateway Marriott, Arlington, VA

October 15
Webinar: 2025 Regulatory Updates and Compliance Challenges – Part 4

October 19 - 21
Conference: Annual Convention
Charlotte Convention Center, Charlotte, NC

October 27
Facilitated Training: ABA AI in Banking Workshop