for a Way to Save the County Money?
Insurance Programs Offers Safety Discounts
workplace safety is encouraged by county leaders and practiced in day-to-day
operations, it can be a win-win for the county and its employees. According to
David Uhlman, ACCG’s Property & Casualty Insurance Programs Director, "If
our members are committed to running a safe operation, it is likely that they
will have fewer and less severe claims." As a way of encouraging safety, the
ACCG Insurance Programs offer a significant premium discount for those members
who elect to participate.
2015, 133 of the 167 ACCG – Group Self-Insurance Workers’ Compensation Fund
members qualified for the discount, collectively saving approximately $2.9
million in premium. In the latest renewal of the ACCG Property & Liability
program, 91 out of 106 eligible members qualified for the discount, saving over
$435,000 in premium. Not only did these members see a reduction in their
premium, they should see a reduction in their losses due to their efforts,
which decreases the payouts within their deductibles as well as future premium
costs. Most importantly, they are taking better care of their most valuable
resources – their employees and constituents.
your organization is not currently receiving a safety discount or wants to
maintain its safety discount, ACCG encourages you to review the specific
standards outlined in the 2016 ACCG Safety Discount Program booklet
which will be sent to each member in February. Your county can take advantage
of this incentive program and save money on its future premiums. The deadline
for your submission is September 15, 2015.
qualify for the safety discount, a member must agree to implement and maintain
a basic safety program. The first step is to appoint a safety coordinator.
(Except in the largest of counties, this is not a full-time position. To be
most effective, this should be an employee who has an interest in safety and
has a good rapport with county leaders and co-workers.) This person will attend
professionally-administered training, hold safety meetings within the county,
and review employee accidents to determine how to prevent or minimize the
effects of a similar occurrence. They will make certain that appropriate
documents are posted at or near jobsites that instruct injured employees how
they should proceed in the event of an on-the-job accident. The coordinator
will oversee the drug-free workplace policy and work with a loss control
representative from Local Government Risk Management Services (LGRMS), a safety
and loss control resource provided to ACCG Insurance Program members at no
additional charge. Check out the booklet for more information. It will also be
online at http://www.accginsurance.com.
If you would like additional details, please contact
your LGRMS Field Representative or ACCG Deputy Director of Insurance Programs
Ashley Abercrombie at 404-589-7828.